Fractional general counsel for fintechs, banks, and crypto firms

Equinox Compliance provides senior legal counsel embedded directly into your organization on a fractional basis. You get the strategic guidance, commercial judgment, and regulatory depth of an experienced general counsel without the cost and commitment of a full-time executive hire.

Early- and growth-stage financial services companies face a difficult gap: they need senior legal leadership to navigate complex regulatory environments, close partnerships, and support fundraises, but a full-time GC may not be feasible at their current stage.

Outside law firms can handle discrete transactions, but they rarely provide the ongoing, embedded strategic counsel that helps a company make faster and better decisions day to day. The result is often reactive legal work, misaligned priorities, and expensive surprises.

A fractional general counsel from Equinox fills that gap. We provide consistent, senior-level legal presence that scales with your business and integrates into the way your team actually works.

We serve as your senior legal advisor, providing the judgment and oversight that a full-time GC would bring.

• Legal strategy aligned with business goals and growth plans
• Board and executive team advisory on legal risk and opportunity
• Regulatory strategy and engagement planning
• Coordination and oversight of outside counsel for specialized matters

We provide ongoing guidance on the regulatory landscape affecting your products and business.

• Federal and state banking regulation interpretation and application
• Regulatory examination preparation and response
• Licensing strategy and application oversight
• Compliance program design and enhancement

We handle the legal work that keeps your business moving.

• Partnership, vendor, and BaaS agreement drafting and negotiation
• SaaS, technology, and data-sharing agreements
• Consumer-facing terms, disclosures, and privacy notices
• Contract lifecycle management, amendments, and renewals

We support the governance and operational legal needs that growing companies often defer.

• Board governance, resolutions, and minutes
• Cap table hygiene and equity-related matters
• Employment and HR legal matters
• Corporate policies and internal governance documents

We contribute legal perspective to product and business decisions in real time.

• New product and feature regulatory feasibility analysis
• Partnership and market expansion legal assessment
• Fundraise preparation and investor diligence support
• M&A and strategic transaction support

1. Legal landscape assessment

We review your current legal posture, contracts, compliance programs, governance, and pending matters to build a complete picture.

2. Priorities and engagement structure

We align on your most pressing legal needs and design an engagement scope that matches your stage, complexity, and budget.

3. Embedded integration

We join your communication tools, attend key meetings, and become a working member of your leadership team, available when decisions need to be made.

4. Ongoing counsel and scaling

We provide continuous legal support, adjusting scope as your business evolves. When you are ready for a full-time hire, we help you transition.

Senior operators, not junior associates. Your fractional GC is an experienced legal professional with direct in-house experience at regulated financial services companies. You get executive-level judgment from day one.

Embedded, not external. We integrate into your Slack, email, and internal tools. Legal guidance is available where and when decisions happen.

Financial services depth. We specialize in the regulatory and commercial challenges facing fintechs, banks, BaaS platforms, and crypto companies. That specialization means faster answers and better risk calibration.

• Early- and growth-stage fintechs that need senior legal leadership before a full-time GC is feasible
• Banks and crypto firms looking for specialized legal counsel on a fractional basis
• Companies between general counsel hires that need interim senior legal coverage
• Organizations with in-house legal teams that need additional senior capacity for regulatory and commercial matters
• Founders preparing for fundraises, audits, or regulatory milestones who need a strategic legal partner

• Fractional compliance leadership: Dedicated compliance leadership for your organization on a fractional basis.
• Product compliance advisory: Embed regulatory guidance into your product development lifecycle.
• Compliance management systems: Build the governance and policy infrastructure that supports legal and compliance operations.
• Consumer protection and UDAAP compliance: Specialized review of disclosures, marketing, and consumer terms.

Equinox Compliance provides experienced, embedded general counsel for fintechs, banks, and crypto companies at every stage of growth.